Some businesses empower the users who create the official receipts to select the cash book at which the money would go in at the point of issuing the official receipt to customers. In this case, it is straight forward, and cheque processing feature is not needed. There are also other businesses that will process or bank in the cheques collected centrally, and the point of sales users who issue the official receipt to the customers do not know which bank accounts the cheques are going to be deposited. The Wavelet Cheque Processing function is useful for the latter scenario, where centralized cheque processing is done, or a separate step to do cheque bank-in by a different personnel in the company / branch.