Credit card configuration enables the user to edit the credit card settings according to the banks' credit card terms and charges. This function allows flexibility to the way of credit card payments and enhances the userbility of this payment. This configuration should be set, etc. before proceeding to Cashsale.

• Accounting > Maintenance > Configuration > Credit Card Maintenance > Card Payment Configuration
• Enter the correct 'Sort Code', 'Bank Code', 'Bank Name' and 'Payment Mode'. Please refer the the eg. on the right.
• Select a Card Type of either Visa, Master, Amex, etc.
• Policy on finance charges:
• None - If there is no policy in place.
• Company absorb finance charges - User company bears the credit card charges.
• Input the percentage of the finance charges.
• Select a preferred cashbook and check 'Auto Select'. For future card payments, the credit card receipts will be debited into the selected cashbook.
• Eg. A customer purchase item priced RM 100. Finance charge 10%.

Debit	Credit Card Charges	10
Debit	Cashbook	90
Credit	Sales	100

• Under the 'Branch Filter', select 'Active' and a 'Branch'. These settings are now only applicable to this selected Branch.
  
• Admin Fee Options:
  
• Select an 'Option' of 'None' if the company bears all the finance charges.
• Choose 'Ratio' and enter the percentage (in decimals, as shown in eg.) if the customer bears a part of the finance charges set by the bank.
• Enter the 'Item Code for Charges' or click 'Select'.
  
• Type in a keyword and select 'Sort by' Item Name or Item Code. Then click 'Search'. Click 'List All' to show all the items.
• Click on the correct 'Item Code' (in blue) to transfer the code to the Admin Fee Options.
• Choose a 'Rounding Precision' and 'Rounding Mode'.
• Then click 'Add Now'.

Side Note:
If the user company wants to charge the customers an Administration Fee, Add Item Code under ADMIN FEE. Then during a Cashsale, add the item ADMIN FEE and enter the appropriate amount.